Elevate the Take Rate of credit, collections and insurance.

18 years of relationships with the people who decide in credit, risk, collections, insurance and customer service.

• Network Prospecting in the right accounts, not a cold list.
• Filter Qualification of pain, budget and timing before taking up the partner's calendar.
• Access A meeting with the person who signs, not the go-between.
• Pace Keeping the process moving between meetings, up to the proposal.
• Buying Reading the internal process: legal, compliance, security and procurement.
• Account Local presence after signature, where it makes sense.

The platform, the pricing and the operation stay with whoever built the product.

• Proposal Scope, pricing and contract.
• POC Proof of value on the client's own data.
• Deploy Integration and go-live.
• SLA Support and account growth.
• Roadmap Product decisions.

Adherence to Central Bank standards, international committees and data protection legislation. It is the foundation of any risk model in production.

• BCB · 4.557 Resolução CMN 4.557: integrated risk management.
• Basel III Acordo de Basileia III: capital, leverage and liquidity.
• IFRS 9 IFRS 9 / CPC 48: expected loss and ECL.
• LGPD Lei 13.709/2018: data treatment and governance.

Widely validated metrics and practices in scoring, model calibration and production governance, comparable and auditable.

• Gini · K-S Discrimination metrics: good × bad separation.
• PD · LGD · EAD Expected loss components: IRB and Basel.
• CRISP-DM Modeling lifecycle: from data to deploy.
• MLOps Continuous monitoring: drift, PSI and re-calibration.